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Health Insurance In Panama – The Best Possible Cure

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Like many visitors and retirees to Panama, I had read about how good the health care is in Panama and how affordable health insurance is. Yet, when I went to get some quotes for health insurance I was quoted fairly high prices, not that far off US prices in many cases, with lesser cover.

I recently came across a health plan that seems to be the best I have seen so far. Unfortunately it is all in Spanish, but I understand enough to get the basics. It is a PPO with just Panama coverage, and as an example the cost for a 50 year old man is less than $60 per month. The limits and co pays I think are pretty good. Anyway, if there is enough interest I may have the information translated into English for other expats to look at. Please contact us if you want more information and we can put you in touch with an English speaking rep.

Please note that there is no benefit to us by recommending this health insurance policy or company over any other, just based on our personal experiences which we are trying to pass on to other expats.

When it comes to health tourism, Panama is the ultimate destination. This Central American cosmopolitan country holds most treatments such as cosmetic surgery, chronic renal failure and even Panama spa Treatments. It is bundled with a host of competent doctors and not to mention sophisticated medical facilities. You can be rest assured about the airfare because it is reasonably priced. And on top of that, dollar is the country’s official currency.

Before arriving at the particulars about health insurance in Panama, let’s share one or two words about health insurance in common. Health insurance acts as a protective shield for you and your family from escalating financial hardships at the time of ailments. Before thinking of Panama health tourism, you should know about the four basic health insurance types.

Under individual medical coverage individuals who are either not covered by their employer or their family get coverage. Medical supplement insurance, the second type, is designed for elderly people seeking additional coverage for medical expenses that normal policies don’t cover. Hospital income insurance complements your main health insurance scheme, taking care of unexpected expenditures. The final one is disability insurance, approaching in several forms. Now we will know about health insurance in Panama in particular. The next eye surgery in Panama or an angioplasty treatment of any of your near and dear ones is about to be pocket-friendly once you secure suitable coverage.

Health insurance in Panama comes at modest rates, thanks to myriad local insurance companies. You need to spend about 35 USD per month on an average. The plans are highly suitable. While on Panama health tourism, it is not difficult to find schemes that covers anywhere from 80% to 100% of your medical bill. If you are below 60, health insurance in Panama will have 1M USD coverage. If you are on the other side of 60, you may get coverage of up to 500,000 USD. Health insurance in Panama has co-pay plans as well. You can get coverage from anywhere between 300,000 to 500,000 USD in such plans.

Health insurance in Panama assures very low malpractice. Patients are treated with utmost care and respect. And the treatments covered include deadly diseases like neurological illnesses, chronic renal surgery, cancer, angioplasty and organ transplants. It also consists of in-patient and outpatient treatments to say the least.

For help obtaining reliable medical insurance or recommended insurance brokers, please contact us.







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